Terms & Conditions

Effective Date: January 1, 2025

Last Updated: May 2026

These Terms and Conditions (“Terms”) govern your access to and use of the Hilldale Funding website and services. By visiting our website or submitting a funding application, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. About Our Services

Hilldale Funding is a business funding facilitator. We connect small and medium-sized businesses with funding proposals from our network of lenders and financial partners. We do not directly lend money — we act as a facilitator to match businesses with appropriate funding options.

Our services include:

  • Free business funding applications
  • Presentation of loan and funding proposals
  • Same-day funding coordination once an offer is accepted
  • Ongoing client support throughout the funding process

2. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be operating a legitimate registered business in the United States
  • Have the legal authority to bind your business to financial agreements
  • Provide accurate and truthful information in your application

We reserve the right to refuse service to anyone who does not meet these criteria or provides false information.

3. Application Process

Submitting an application through Hilldale Funding is free and will not obligate you to accept any funding offer. The process works as follows:

Step 1 — You submit basic business information through our application form.

Step 2 — We present you with an array of funding proposals at no cost or obligation.

Step 3 — You review and choose an offer that fits your needs.

Step 4 — Upon acceptance, funds are wired to your account, typically same day.

Approval is not guaranteed. Funding decisions depend on the individual lender’s criteria and your business profile.

4. Credit Inquiries

Submitting an initial application through Hilldale Funding will not affect your credit score. However, once you accept a specific funding offer from a lender, that lender may conduct a hard credit inquiry as part of their approval process. You will be informed before any hard inquiry is made.

5. Accuracy of Information

You agree to provide complete, accurate, and up-to-date information in your application and during any verification process. Providing false or misleading information may result in:

  • Immediate termination of your application
  • Disqualification from future use of our services
  • Legal consequences where fraud laws apply

Hilldale Funding is not liable for funding decisions made by lenders based on information you provide.

6. Use of Funds

Hilldale Funding does not monitor how you use the funds received through our platform. You are free to use the capital as you see fit for legitimate business purposes. You agree that the funds will not be used for any illegal activity.

7. Fees

Applying through Hilldale Funding is free. Any fees, interest rates, or repayment terms associated with a funding offer are set by the individual lender, not by Hilldale Funding. You will be clearly presented with all costs before accepting any offer. We encourage you to review all terms carefully before accepting funding.

8. Third-Party Lenders

Hilldale Funding works with a network of third-party lenders and financial partners. We do not control, and are not responsible for, the terms, practices, or decisions of these lenders. Once you accept a funding offer and enter into an agreement with a lender, your relationship is directly with that lender. Any disputes regarding the funding agreement must be resolved with the lender directly.

9. Intellectual Property

All content on the Hilldale Funding website — including text, graphics, logos, and design — is the property of Hilldale Funding LLC and is protected by applicable copyright and trademark laws. You may not copy, reproduce, distribute, or use our content without prior written permission.

10. Limitation of Liability

To the maximum extent permitted by law, Hilldale Funding LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to lost business opportunities, financial losses, or damages resulting from a lender’s decision. Our total liability in any circumstance shall not exceed the fees paid by you to Hilldale Funding, if any.

11. Disclaimer of Warranties

Our services are provided “as is” without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or that any funding offer will be available to you.

12. Indemnification

You agree to indemnify and hold harmless Hilldale Funding LLC, its officers, employees, and partners from any claims, damages, losses, or legal fees arising from your use of our services, your violation of these Terms, or any false or inaccurate information you provide.

13. Governing Law

These Terms are governed by the laws of the United States. Any disputes arising under these Terms shall be subject to the jurisdiction of the courts of the state in which Hilldale Funding LLC is incorporated. You agree to resolve any dispute through binding arbitration before pursuing litigation, where permitted by law.

14. Changes to These Terms

We may update these Terms at any time. Updated Terms will be posted on this page with a revised “Last Updated” date. Your continued use of our services after any update constitutes your acceptance of the revised Terms.

15. Contact Us

Email: submissions@hilldalefund.com

Website: hilldalefunding.com

Hilldale Funding LLC, United States

The Hilldale Difference

We look at things differently than traditional banks. As a reputable MCA provider, we pay attention to daily credit card receipts and gauge our merchant advances responsibly, scaling our loan proposals to suit your distinct needs. We set you up to make your next big move.

Our merchant cash advances are an excellent choice for a vast range of business owners. We purchase future receivables at our discount rate, which is what allows us to give you funding up-front – and we only take a small percentage of credit card sales. This ensures minimal effect on your day-to-day business operations.

Contact Hilldale today to get started. We’ll help you apply, get approved, and wire your funds to your account on the same day in most cases. We’re now powering businesses all over the country.

What our clients are saying on

  • Mercedes herrera

    Great customer service. Honest advice, recommend highly.

    Mercedes herrera
  • Firi is earth forever

    great service and honesty

    Firi is earth forever
  • Hillbrook Ventures

    I had a great experience working with…

    I had a great experience working with Hilldale Funding. Their team was professional, responsive, and transparent about the entire process. They took the time to explain my options clearly and helped me find a solution that fit my financial needs. If you're looking for a trustworthy and reliable funding company, I highly recommend Hilldale Funding.

    Hillbrook Ventures